One of the first things you should do when deciding to buy a home is to sit down and make a budget for what you are comfortable paying monthly for your mortgage. First, figure out your total income for the month. Next, write down all of your bills you currently pay like car payment, phone bill, and insurance. Then figure out what you usually spend on variable expenses like groceries, gas, clothing, and entertainment. Subtract your expenses from your income and see what you have left. That will help you decide what you are comfortable paying monthly for a mortgage. Don't forget to keep a buffer for savings and emergencies!
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By digitally signing this form you are providing with your express written consent to send you business and marketing communications via text messages (SMS), email, and by calls or prerecorded messages dialed by a natural person or by an automatic or automated telephone dialing system. This express written consent applies to each such email address or telephone number that you provide to us now or in the future and permits such communications regardless of their purpose, unless you opt out of SMS marketing communication when submitting this form. Consent not required to register. Message frequency varies, message and data rates may apply. Text STOP to cancel, call for help.